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First, the rent should be whatever reasonable market rent the home justifies. The rent should not be higher because of the lease option component of the deal. Remember, you’ll be paying an option fee, which covers the value of your right to purchase the home. The rent is the rent. I’ve heard horror stories of tenants agreeing to outrageous rents because the landlord convinced them it was justified in light of the lease option.
OH MY GOD! I’m rolling on the floor wetting myself! I wrote my other comments when I got as far as your stupid “1% rule”. I went back to amuse myself a little more when I saw you ACTUALLY give back 15% rent credit to the renter toward the purchase price you negotiated at market value from 3 years previous! BAhahahahahah! Please, stop, you’re killing me!! There went ANY “profit” you got from the 1% option fee! (wiping tears from my eyes) You actually do THIS?!? OMG, and you are an attorney?!? Why on earth would you do that? You are gaining NOTHING and trading away EVERYTHING! Only in a plunging real estate market would this gain the seller anything, and it is unlikely any buyer would pay a option fee unless the market is stable or climbing. THINK about it for a second, please! Everything is in the buyers favor and I can’t see one single incentive to the seller. I’m sure you as the moderator won’t post my comments, but I see at least a few other people with a bit of common sense pointed out your ignorance in this matter. PLEASE, PLEASE, remove this article!
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What happens when you find the home of your dreams but aren’t quite ready to take out a loan and accept responsibility for a mortgage and property upkeep expenses? You hope there’s a rent-to-own option. This type of contract allows you to rent the home for a designated period of time with the understanding that you can purchase the home near the end of the contract. This gives you time to adjust to your new neighborhood and shop around for the best lender to service your mortgage application. You can end up in a better financial position for taking that time, and you don’t lose out on the home since you get to move in right away as a renter.
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Credit. Your credit plays a large role when you apply for a mortgage. If you have poor credit, or if you have a thin credit history, renting or RTO may be a better option because they will both give you a chance to build your credit. This will give you time to get out of any debt you may have and establish a good repayment history. If you have excellent credit and you can afford a down payment, outright purchasing a home would most likely be a better option.
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There are a lot of homeowners associations, otherwise known as HOAs, in Las Vegas. The advantage to living in a community governed by an HOA is that you won’t have to worry about neighbors that don’t take care of their property or disturbances that could disrupt the quality of life you want to enjoy. The downside is that you have to follow the rules just like everyone else, and that could mean restrictions on how you decorate the exterior of your home or your ability to operate a daycare or other business from your house. Before you start looking at homes in this city, you should determine your stance on this issue because there are a lot of HOAs in operation here.
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The costs of RTO, straight renting, or purchasing a home depends largely on several factors. You should carefully consider all of them before you make your final decision, as you could end up accidentally locking yourself into a contract that costs you thousands more than other options. If you're not sure if renting, RTO, or purchasing a property is right for you, use this tool to check the costs.
Reasons to enter into a lease option include the better use of a buyer's time and money by allowing a renter the time to secure financing, save money, reduce debt and acquire financing. Additionally, since the purchase option price of the home is usually fixed when the lease is signed, another plus in an up market can be when home values increase over the term of the lease while the fixed option price remains constant, a buyer/renter can actually be earning equity while renting. Done properly, a lease option can be quite a good deal for a buyer. On the down side, if the value of the property decreases over the term of the lease the buyer has lost nothing since he can simply walk away at the end of the lease term.
Patent is an intellectual property right granted to an inventor for a limited time in exchange for public disclosure of the invention when the patent is granted. However straight-forward the definition of patent and the different types of patents you can obtain, the pathway to actually receiving a patent is somewhat winding and can be difficult if you attempt it alone.
All of the patents are handled by the United States Patent and Trademark Office. Before you apply, make sure to do a patent application search. Though it is easy to do this process yourself, you may want to hire an attorney that specializes in this area to handle it for you. For some, this may be ideal since a specialist in the area will know what you can and cannot do to get a patent and to prevent your application from being rejected. Once filed, you can get information on your pending patent and begin to market the product, assuming it is out of the manufacturing stage.
Broker Remarks:  Rent to Own Option Available. this nice end unit is freshly painted and updated + over 13k in additions! new in the unit: central ac and furnace! also, brand new windows and back patio glass door! newer, hot water heater, and updated carpet, flooring, kitchen appliances, lighting, bathroom fixtures, kitchen counters & sinks, the... more...
To set market rate rent, then add the lease-option fee monthly, that is fully deducted from the future purchase price provides *some* compensation to me in the event that they don’t buy the house. If I am interested in selling – but someone wants ME to shoulder the financing for YEARS, there should be *SOME* benefit to me, or they can keep looking, or keep renting. I know you are trying to help people avoid traps, and I started the article hoping to find something that the potential buyer, and myself as the seller could read together to come to a fair and equitable rent-to-own agreement, but the outline above is no different to me than continuing to rent the home to them exactly as our lease is structured. When the term is up, if they want to buy the house, they can proposition me then.
Our goal is to help you find the ideal rent to own home. To do that, we’ve had to experiment with a lot of crazy things to make that happen (thus our name!). We’re consistently trying new things, working with new partners, and overall, trying to make your search experience as seamless as possible. At the end of the day, we know how important it is to find the perfect home, and we’re excited to help you find it, and to help you through the entire process.
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If your housing budget is substantial and you prefer a large home in a gated community, consider moving to Queensbridge or Spring Valley. These neighborhoods are home to many celebrities and are known for expansive homes protected by community gates and beautiful golf courses that stretch on for miles. As expected, the price tags on these homes can hit a million dollars.
These consequences should be clearly outlined in the rent-to-own contract. If a tenant misses payments, the seller can choose to start the eviction process, and the buyer will forfeit any payments that they have made so far, including the money that is in escrow. Depending on which type of contract you're locked into, there may be legal consequences. If you've chosen a lease option, you have the choice to opt out of buying the home without any lasting consequences. However, if you've chosen the lease purchase, you are required to buy the home at the end of the contract. If you don't, the seller could start legal proceedings for breach of contract.
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