Housing StatisticsProperty prices in Las Vegas aren't as high as people might think, largely because the city extends far beyond the glossy and abundantly wealthy areas of the Vegas Strip. Las Vegas proper has houses for sale at an average of just over $360,000, with median prices much lower than that at only $161,500. The population in the city stands at about 600,000, with an almost exact split between men and women, with average income per household of $47,000. A recent study from the University of Nevada has also shown that roughly 40,000 homes, or eight percent of the total homes in the city, are vacant. As such, people looking for homes for sale or rent to own properties should have a fairly easy ride finding a few potential options in the city.
Verna, those are all great questions. As a landlord, we always charged an upfront fee of 1% of the sales price. The fee was nonrefundable, but went toward the purchase price if the tenant exercised the option. The sales price was always fixed. And about 15% of the rent went toward the purchase price if and when the tenant decided to purchase. However, our lease option terms were always tenant-friendly, in my opinion. I’ve seen agreements that favored the landlord (e.g., no stated purchase price, much higher upfront fee, etc.). A lot comes down to what you can negotiated. In terms of the value of the home, I never rely on Zillow. In my experience it is highly inaccurate.
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Before the two parties sign the contract, they must agree first on the kind of deal that they are involving in order for them to deal with the things at that right track. This should be realize since it is a fact that both could have the advantages as well as the disadvantages as soon as they get involve in this kind of business. One good thing about the seller is that, they might have bought a new house already but still it possible for them not to pay the mortgage of their two units simultaneously. Thus this would give them the chance to spend less. It could also be beneficial to the renters since they could stay in the kind of house that meet their standard at once and at a reasonable price.
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For a time, when mortgage loans were easier to access, rent-to-own real estate fell by the wayside. Now, though, such arrangements are making a comeback. Renting to own can help potential home buyers get into a home before they save up a down payment. However, it’s easy to make a mistake in this arrangement, so we’ll talk here about how to negotiate a fair lease option and how to identify potential traps.
I was in the verge of committing suicide after losing my apartment and business due to unpaid bank loans. More frustrating was the fact that I had a low credit score, bankruptcy, eviction and judgement on my credit report and with these it was practically impossible to get approval for new loans and my purchasing power was limited. My hope got rekindled when I contacted ROCKBASE CREDIT REPAIR through an online review in search of a genuine and affordable credit specialist. They expunged all negative items on my report, skyrocketed my score to 760 and also added positive tradelines to my report. I sincerely dedicate my new home to this credit specialist who saved my ass. Get in touch with them and save yourself some pains. [email protected] /+1 (972) 449-1968
Broker Remarks: Rent to Own Option Available. beautifully remodeled townhome!!!! don't miss the opportunity to own this beautiful 2 bedrooms 2.25 bathroom townhouse located in a highly desirable cherry creek school district. you are surrounded by a city lover's dream of shopping, dining, parks, and entertainment. this lovely home is also conven... more...
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This property is available on a rent-to-own basis. $1260 per month $5,999 down (goes towards purchase price) (Rent to own purchase price of $188,500) ... and this lovely rent to own home can be yours! Bad credit ok! No credit = no problem! **to learn more about how rent to own works, or to get exclusive access to my list of rent to own homes that you can't find anywhere else, please visit http www.stoppayingrentpnw.com** Recently renovated main bathroom with Jacuzzi tub with ornate tile floors. New 30 yr. roof was put on approximately 6 yrs. ago. Sits on a 0.24 acre with a shed in back. Big master with walk in closets that has built in California style closets. Has sunsetter awning in back and kitchen has tile flooring. Home has security system. Corner of quiet cul-de-sac and great neighbors. Nice central heating system. Call to schedule a showing today!
A rent-to-own agreement can be an excellent option if you’re an aspiring homeowner but aren’t quite ready, financially speaking. These agreements give you the chance to get your finances in order, improve your credit score and save money for a down payment while “locking in” the house you’d like to own. If the option money and/or a percentage of the rent goes toward the purchase price – which they often do – you also get to build some equity.
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In most lease purchase arrangements, the tenant receives a credit that will go toward the purchase price if they buy the property. This money goes to the homeowner, and is generally not refundable. So it doesn’t go into an escrow account, and it doesn’t go back into your pocket if you decide not to buy the home. But it does reduce the home’s purchase price if you decide to purchase the home.
The iRentToOwn.com site operates like the ones listed above. You enter your zip code, and it'll put up different houses in the area. You can filter your results by bedrooms, and the listings show who owns the home before you click on them. It also tells you what types of credit are accepted. After you've found a listing and clicked on it, and for more information you register for the site. You can opt-in for alerts for properties that interest you, and contact the sellers for more information.
Broker Remarks: Rent to Own Option Available. this open & bright updated town home with private patio boasts hardwood floors, cozy fireplace, spacious living room, separate dining room, 2 large bedrooms and 2 bathrooms. kitchen has updated cabinets, granite counters, all appliances included including washer and dryer. fantastic location with e... more...
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My understanding is that it is ILLEGAL for a seller of a home to give money to a buyer of the home for the down payment. That would be a gift. Simply giving the buyer back the rent credit and option money toward the down payment is doing just that – “gifting” the buyer the down payment. Gifted funds and sources of those funds are STRICTLY regulated. I can see agreeing to pay the buyer’s closing costs up to the amount of the credits and option fee. Lowering the sales price by the amount of the credits and fee will lower the appraisal value (I have seen this happen), so that is risky. Your thoughts?_
Visitors often say that what happens in Vegas stays in Vegas, but residents of the city prefer to remember the time they spend in Las Vegas. Non-residents automatically think about the Las Vegas Strip when the city is mentioned, but there’s more to this community than the line of casinos and hotels found on Las Vegas Boulevard. While visitors may flock to downtown Las Vegas for the Fremont Street Experience, there are many who make the city their home because they see the beauty of the city beyond gambling, shopping and last-minute weddings.
We’ve entered into several lease-to-own agreements with tenants, although we’ve only sold one of the homes to a tenant (more about that in a minute). This experience has taught me two things: (1) tenants make major mistakes when entering into a lease purchase agreement, and (2) some landlords take advantage of tenants who don’t understand how to approach a contract for a rent-to-own house.
Broker Remarks: Rent to Own Option Available. this nice end unit is freshly painted and updated + over 13k in additions! new in the unit: central ac and furnace! also, brand new windows and back patio glass door! newer, hot water heater, and updated carpet, flooring, kitchen appliances, lighting, bathroom fixtures, kitchen counters & sinks, the... more...
My boyfriend and I are considering a LTO on a property in Teton Valley in Idaho. It is a newly remodeled double wide on half an acre. We have been asked to do a $16,500 down payment, and pay $2,100 / mo with $1,860 of that going towards principle. The total cost of the home is $325k; so at the end of the lease agreement we will have roughly $90k paid off. After reading these it seems like we are paying way more upfront and monthly- but also seems to have more going towards principle than the above mentioned scenarios. The contract hasn’t been written up yet, but I will make sure to go through it. Does this seem like a plausible contract? I realize this is an old post.
In order to purchase real estate, most individuals and families need to obtain a home loan. Thanks to changes in recent years to the lending market, these loans are becoming more difficult for those with poor credit history to obtain. By renting for a couple of years before purchasing the house, you have the opportunity to improve your credit so that home ownership is a possibility.
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